Say Goodbye to your financial burdens and contribute less than RM50 a month
Lyndung Individual Programme
Shariah-compliant community sharing programme for your medical bills
Join Us Now
Democratising The Healthcare Industry in Malaysia
We bring you peace of mind through affordable healthcare by sharing your medical bills with the community
Programme Benefits
Accidental Medical Bills
Up to RM 10,000 medical bills sharing for accidental injury treatment.
Hospitalisation Medical Bills
Up to RM 1 million medical bills sharing for hospitalisation annually.
Khairat Kematian
Up to RM 10,000 khairat kematian (bereavement gift).
Outpatient Kidney Dialysis & Cancer Treatment
Up to RM 100,000 lifetime sharing for outpatient cancer treatment and kidney dialysis.
Organ Transplant
Up to RM 20,000 lifetime sharing for organ transplant (as donee).
Hospital Room & Board
Up to RM 350 per day for hospital room and board.
Daily Cash Allowance
RM 100 daily cash allowance for government hospital only.
Pre-Hospital Diagnostic Test & Consultation
Pre-hospital diagnostic tests and consultations, covered as charged.
Post-Hospital Follow-Up Treatment
One-time post-hospital follow-up treatment, covered as charged.
Lyndung Special Benefits
Mental Health Well-being
We care about your mental well-being! Get a one-time free session with SAPOT, a team of trained mental health survivors partnered with Lyndung.
Comprehensive Optical Benefits
Get a comprehensive optical benefits for you and your family. Enjoy discounts and services at an affordable price with AVO.
Who is eligible to apply?
Any Malaysians aged between 14 days and 45 years old, without any pre-existing illness
Share Less with Lyndung
Sharing contribution will be deducted every 27th of the month once Community Sharing Cases are published
Being healthy is the key. Share nothing when no members are hospitalised
Sharing contribution is safely guarded by reputable Islamic trustee, AWARIS
Community Sharing Mechanics
Month 1
Registration Fee
RM 41
Initial Sharing Contribution
RM 0
Monthly Sharing Contribution
Total Medical BillsRM 0
Total Members1,000
Sharing Per MemberRM 0
Month 2
Administrative Fee
RM 40
Initial Sharing Contribution
RM 100
Monthly Sharing Contribution
Total Medical BillsRM 5,000
Total Members1,000
Sharing Per MemberRM 5
Month 3
Administrative Fee
RM 40
Initial Sharing Contribution
RM 0
Monthly Sharing Contribution
Total Medical BillsRM 30,000
Total Members1,000
Sharing Per MemberRM 20
Month 4
Administrative Fee
RM 40
Initial Sharing Contribution
RM 0
Monthly Sharing Contribution
Total Medical BillsRM 20,000
Total Members2,000
Sharing Per MemberRM 10
Note: The figures in the above illustration are for example purposes (Basic Plan only). Actual sharing per member is determined proportionately based on total eligible medical expenses, number of participating members, and contribution adjustment parameters applied across the community for fairness and sustainability.
What if the sharing contribution exceeds RM50 in a month?
If the sharing contribution exceeds RM50, the balance of the contribution will be carried forward to the following month(s)
What if NO Member Hospitalised Within The Month?
No sharing is required if all members are healthy and no medical treatment occurs.
We help each other only when there is genuine need. This is our uniqueness and what keeps monthly sharing affordable.